Privacy Policy

Effective Date: June 21, 2025

1. Introduction Yarenthilovus ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information in accordance with the Protection of Personal Information Act (POPIA) and other applicable South African laws.

2. Information We Collect

Personal Information: We collect personal information you provide directly, including:

  • Name, email address, phone number
  • Financial information for planning purposes
  • Communication preferences
  • Any information you provide in forms or consultations

Automatically Collected Information: We may collect:

  • IP address and device information
  • Browser type and version
  • Website usage data through cookies and analytics tools

3. How We Use Your Information We use your personal information to:

  • Provide financial planning consultations and services
  • Communicate with you about our services
  • Process payments and maintain records
  • Improve our website and services
  • Comply with legal obligations
  • Send marketing communications (with your consent)

4. Information Sharing and Disclosure We do not sell your personal information. We may share information with:

  • Service providers who assist in our operations
  • Professional advisors (lawyers, accountants)
  • Regulatory authorities when required by law
  • Third parties with your explicit consent

5. Data Security We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure.

6. Your Rights Under POPIA You have the right to:

  • Access your personal information
  • Correct inaccurate information
  • Delete your personal information (subject to legal requirements)
  • Object to processing for direct marketing
  • Withdraw consent where processing is based on consent
  • Lodge a complaint with the Information Regulator

7. Data Retention We retain your personal information for as long as necessary to provide services and comply with legal obligations. Financial records may be retained for up to 5 years as required by South African law.

8. International Transfers We primarily process data within South Africa. Any international transfers will be conducted in accordance with POPIA requirements and appropriate safeguards.

9. Children's Privacy Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.

10. Contact Information For privacy-related inquiries, contact our Information Officer:

11. Changes to This Policy We may update this Privacy Policy periodically. We will notify you of material changes by posting the updated policy on our website.